FARE COLLECTION SYSTEM FOR PUBLIC TRANSPORTATION

1. Card acceptance: Public transportation systems install contactless card readers at their ticket barriers, turnstiles, or on buses and trains. These readers are equipped with Near Field Communication (NFC) technology, allowing them to communicate wirelessly with compatible credit cards.
2. Tap-and-go: Commuters simply need to tap their contactless-enabled credit cards on the card reader at the designated entry or exit points of the public transportation system. The transaction is completed in a matter of seconds, and no PIN or signature is usually required for small transactions.
3. Fare calculation: The fare for the journey is automatically calculated based on the distance traveled or the applicable fare structure of the transportation system. The card reader deducts the appropriate fare from the cardholder's credit card.
4. Fare capping: In some cities, public transportation systems implement fare capping, which ensures that commuters never pay more than the cost of a daily or weekly travel pass. The system tracks the journeys made with the contactless credit card and caps the total amount charged once it reaches the maximum fare for the relevant period.
5. Receipts and transaction history: Contactless payment transactions made on public transportation are recorded, and the details are available in the cardholder's credit card statement. Some transportation systems also provide digital receipts or transaction history through their mobile apps or online platforms.

It's important to note that while many credit cards are now equipped with contactless technology, not all cards may be accepted for contactless payments on public transportation. It's recommended to check with the specific transportation system or consult your credit card issuer for information on compatibility and usage guidelines.

Overall, contactless payments with credit cards on public transportation offer a seamless and efficient way to pay for fares, improving the commuter experience and reducing the reliance on physical tickets or travel cards.